Salary vs Cost of Living Calculator
Compare your current salary with a new salary in another country or city. See real salary power, equivalent salary, rent pressure, savings potential, purchasing power change, and whether the move is financially better.
Compare Your Salary Power
Use monthly net salary after tax. If you only know annual salary, divide it by 12 and estimate after-tax income.
Your Salary Power Report
Your result will appear here after calculation.
Real Salary Power Score
This score compares your target salary with cost of living, rent burden, savings potential, and your current lifestyle.
Waiting for calculationCost and Salary Breakdown
Compare the current and target location using estimated living costs and salary power.
| Metric | Current | Target | Meaning |
|---|---|---|---|
| Salary | — | — | Monthly net income after tax. |
| Rent | — | — | Housing pressure is often the biggest difference. |
| Other costs | — | — | Food, transport, utilities, healthcare, and basics. |
| Surplus | — | — | Money left after estimated monthly costs. |
| Rent burden | — | — | Rent as a percentage of salary. |
Equivalent Salary and Negotiation Target
The equivalent salary shows what you may need in the target location to keep your current lifestyle and surplus.
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Risk Warnings and Diagnosis
These warnings explain the weakest parts of the salary move.
Your Practical Decision Plan
Your plan will appear after calculation.
Use this before accepting a job offer
Save the report as PDF and use it to negotiate salary, check rent pressure, compare monthly surplus, and avoid accepting a salary that looks high but feels weak.
How This Salary vs Cost of Living Calculator Works
This calculator compares monthly net salary against estimated monthly living costs in two locations. It calculates current surplus, target surplus, equivalent salary, rent burden, purchasing power change, and a salary power score.
- Equivalent salary: the target salary needed to keep your current lifestyle and monthly surplus.
- Break-even salary: the salary needed to cover target monthly costs.
- Comfort target: a safer salary target that includes savings and risk buffer.
- Salary power score: a simplified score comparing target salary with cost pressure and financial improvement.
FAQ
It compares how strong a salary feels after rent, food, transport, utilities, healthcare, and other monthly costs.
If rent and essentials rise faster than salary, your monthly surplus can shrink even when the salary number is higher.
Use net salary after tax when possible. If you use gross salary, the result may look too optimistic.
No. It is a planning estimate. Real costs depend on city, taxes, rent, healthcare, family size, transport, and lifestyle.